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Purchase price  
Own capital min. 1'190'000.-
Calculate
Costs            
Purchase price     5'950'000.-      
Acquisition costs % 297'500.-      
Transfer costs % 89'250.-      
Total acquisition         6'336'750.-  
Financing            
Own capital %     1'190'000.-  
Mortgage 1st rank     3'867'500.- = 65%    
Mortgage 2nd rank     892'500.- = 15%    
Total Mortgage         4'760'000.- = 80%
Expenses of creation of mortgage file % 57'120.-      
Total bank         4'817'120.- = 76%
Annual Costs            
Mortgage interest 1st rank % 116'025.-      
Mortgage interest 2nd rank % 33'469.-      
Total interest         149'494.-  
Mortgage amort. 1st rank % 38'675.-      
Mortgage amort. 2nd rank % 8'925.-      
Total amortization         47'600.-  
Running/maintenance costs %     59'500.-  
Total per year         256'594.-  
Total per month         21'383.-  
Minimum income            
-> per year       777'557.-  
-> per month       64'796.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.